• Borrow up to $1000 for any purpose
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  • High approval rate - most get funded
  • No fax & paperwork to save you time
  • No background checks - bad credit ok
  • Apply now and get cash the same day

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What are Guaranteed Approval Payday Loans?

Guaranteed payday loans are short term loans which have guaranteed approval no matter what. Unfortunately there is no such thing as 100% guaranteed payday loan since no lender will provide money if the borrower is not capable of paying it out in full.

However, if the borrower meets all the requirements and provides the proof of income, there is no reason for one not to get approved. In such case most lenders can guarantee a 100% approval of the payday loan application.

Benefits of guaranteed payday loans in Canada

Guaranteed approval payday loans represent a very quick solution to a financial problem created by an unexpected expense. There are plenty of situations in which the car has a problem that the insurance doesn't cover, someone in the family gets into an accident or you need to travel to another city in order to be close to your family member, the kid needs something for school and you didn't calculate the expense in the month's costs or a bill is simply bigger than you though it would be.

What are the loan amounts and limits?

These are all situations in which people experience financial gaps and they seem to be more and more common during financial crisis. Do you want to learn more about these loans? If the answer is "yes", then you should be aware of the fact that the direct loan lenders do not offer payday loans for a long period.

These faxless loans with no credit check have a short term and as a result, the amounts of money that people can obtain through them are relatively small. These loans rarely pass over $1500 and there are plenty of companies that don't even offer $1500 rates. Since you go to one of the companies that offer payday loans with the proof that you have a regular source of income and the loan will be 100% guaranteed to you by the end of the day or in the morning of the next day, it is clear that the amounts of money offered through these loans cannot be huge.

Use guaranteed approval loans responsibly

Despite the fact that the term in which the money has to be paid back is a short one, there are plenty of people who love these guaranteed approval cash loans and who use them every single time they face a problem. Getting a loan is better than asking the help of a friend or a relative; by choosing the faxless cash loan instead of asking for help of a friend or a relative, you keep your financial problems to yourself.

What is very interesting about these loans is that few people choose the fix term to be higher than two month; they usually choose the pay day as being the one in which they receive their salaries in the month following the loan. They really don't have huge financial problems, just gaps that need to be covered very fast and that can't support a delay. In these conditions, the payday loan is extremely efficient.

If you are one of the people who face a financial gap, you should consider getting such a loan from a local direct lender in order to solve it. It is not a good idea to ask the help of a friend or a family member, as this is only a way for you to recognize the fact that you are facing financial problems. You can keep this as a personal matter thanks to these loans, so take advantage of them to the fullest!

Check if you qualify to get a loan

You need to know that not everybody can apply for same day payday loans.

  • Unfortunately, this privilege is only offered to adult Canadians of 18 years old and above.
  • Unemployment also disqualifies you from such offer. You must have a source of income that can be easily proved.
  • So, if you just lost your job and plan to get fast money through this loan, better find an alternative way to get guaranteed extra money.
  • You need to earn at least $1,000 dollars monthly income to qualify.
  • And you have to fill out some online forms with personal data. Don't worry too much about the possibility of not being accepted.
The truth is that 85% of the average online applicants are approved and if you meet all the requirements of the lender.

Guaranteed approval loans and risks

You can never underestimate the amount that you can get from this type of payday loan. In fact, you can borrow as much as $1,500 dollars. Hence, you can use it for a bigger project that you have in mind. Or to be safe, you may opt for a smaller amount just enough to sustain your needs. This way, you will not have any trouble when payday comes. After all, it can be very easy to spend money but it is very hard to earn it.

However, you need to be wise when borrowing cash. You must make sure that you are expecting money in the future to pay for it. Hence, you must not loan more cash than what you can afford to pay. Otherwise, you may end up borrowing another amount when payday comes to sustain your other needs.

This only means more profitability to loan companies and lesser income on your part. So, be wise in your choices and only apply for a loan when it is your last resort.